(1) You can insert picture, (2) You can insert picture followed by a caption. When you do this a frame is created around the picture and the caption you type is outside of the picture but inside of the frame. (3) You can insert a frame, then insert a picture inside of the frame. You can type text above, below, or to the side of the picture. (4) You can insert a frame, then a frame inside of that frame. You can put pictures and text anywhere. (5) you can type ordinary text and put a border around a colored paragraph. This is not the same as a frame, but it looks the same.